:root{
  --ink:#16202b; --muted:#5f6b78; --line:#e6e9ee; --bg:#ffffff; --bg-soft:#f4f7fb; --card:#ffffff;
  --accent:#1f3a5f; --accent-dark:#14213d; --accent-soft:#e8eef6; --red:#c8102e; --gold:#f5b324; --green:#1f8a5b; --green-soft:#e6f5ee;
  --radius:14px; --max:1140px; --shadow:0 8px 30px rgba(22,32,43,.08);
}
*{box-sizing:border-box}
html{font-size:16px;-webkit-text-size-adjust:100%;scroll-behavior:smooth}
body{margin:0;font-family:"Inter",system-ui,-apple-system,"Segoe UI",Roboto,sans-serif;color:var(--ink);background:var(--bg);line-height:1.6}
a{color:var(--accent)}
img,svg{max-width:100%}
h1,h2,h3{line-height:1.15;letter-spacing:-.015em;margin:0 0 .5em}
h1{font-size:2.75rem;font-weight:800}
h2{font-size:1.9rem;font-weight:800;margin-top:0}
h3{font-size:1.15rem;font-weight:700}
p,li{max-width:70ch}
.wrap{max-width:var(--max);margin:0 auto;padding:0 24px}
.row{display:flex;align-items:center;justify-content:space-between;gap:16px}
.skip{position:absolute;left:-999px}.skip:focus{left:8px;top:8px;background:#fff;padding:8px;z-index:9}
.eyebrow{font-size:.8rem;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--red);margin-bottom:12px}
.lead{font-size:1.2rem;color:var(--muted);max-width:60ch}
.muted{color:var(--muted)}
.fine{font-size:.85rem;color:var(--muted)}
.center{text-align:center}
.center p,.center .lead{margin-left:auto;margin-right:auto}

/* header */
.util{background:var(--bg-soft);border-bottom:1px solid var(--line);font-size:.85rem;color:var(--muted)}
.util .wrap{height:36px;display:flex;align-items:center;justify-content:space-between;gap:16px}
.util a{color:var(--muted);text-decoration:none;margin-left:16px}
.top{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:20}
.top .wrap{height:72px}
.logo{display:flex;align-items:center;gap:10px;font-family:"Nunito",Inter,sans-serif;font-weight:800;font-size:1.45rem;color:#1f3a5f;text-decoration:none;letter-spacing:-.03em}
.logo svg{width:34px;height:38px}
.logo em{font-style:normal;color:var(--red)}
nav.main a{margin-left:26px;color:var(--ink);text-decoration:none;font-weight:600;font-size:.98rem}
nav.main a:hover{color:var(--accent)}
.btn{display:inline-block;background:var(--accent);color:#fff!important;padding:14px 26px;border-radius:10px;text-decoration:none;font-weight:700;border:0;cursor:pointer;font-size:1rem;transition:background .15s}
.btn:hover{background:var(--accent-dark)}
.btn.small{padding:10px 18px;font-size:.95rem}
.btn.ghost{background:#fff;color:var(--accent)!important;border:2px solid var(--accent)}
.btn.ghost:hover{background:var(--accent-soft)}
.btn.block{display:block;text-align:center}

main{padding:0 0 64px}
section{padding:56px 0}
section.soft{background:var(--bg-soft)}
section.tight{padding:32px 0}

/* hero */
.hero{padding:64px 0 48px}
.hero .wrap{display:grid;grid-template-columns:1.1fr .9fr;gap:48px;align-items:center}
.hero .cta-row{margin-top:26px}
.cta-row{display:flex;gap:14px;flex-wrap:wrap;align-items:center}
.hero-art{position:relative;display:flex;justify-content:center}
.card-mock{width:340px;background:#fff;border-radius:16px;box-shadow:var(--shadow);border:1px solid var(--line);padding:18px;transform:rotate(-3deg);font-size:.8rem}
.card-mock .cm-head{display:flex;justify-content:space-between;align-items:center;border-bottom:2px solid var(--accent);padding-bottom:8px;margin-bottom:10px}
.card-mock .cm-head b{color:var(--accent);letter-spacing:.06em}
.card-mock .cm-body{display:flex;gap:12px}
.card-mock .cm-photo{width:76px;height:92px;border-radius:8px;background:linear-gradient(135deg,#dbe7f7,#b9cff0);flex:none;display:flex;align-items:center;justify-content:center}
.card-mock .cm-row small{display:block;font-size:.62rem;text-transform:uppercase;letter-spacing:.06em;color:var(--muted)}
.card-mock .cm-row{margin-bottom:6px}
.card-mock .cm-foot{margin-top:10px;border-top:1px solid var(--line);padding-top:8px;font-size:.62rem;color:var(--muted)}
.badge-float{position:absolute;right:0;bottom:-10px;background:var(--green);color:#fff;font-weight:700;padding:10px 14px;border-radius:12px;box-shadow:var(--shadow);font-size:.9rem}

/* trust row */
.trust{display:flex;gap:28px;flex-wrap:wrap;justify-content:center;color:var(--muted);font-size:.9rem;font-weight:600}
.trust span{display:flex;align-items:center;gap:8px}
.trust svg{width:18px;height:18px}

/* cards */
.grid{display:grid;gap:24px;grid-template-columns:repeat(auto-fit,minmax(260px,1fr))}
.card{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:26px;box-shadow:0 2px 10px rgba(22,32,43,.04)}
.card h3{margin-top:10px}
.card .ico{width:44px;height:44px;border-radius:10px;background:var(--accent-soft);display:flex;align-items:center;justify-content:center;color:var(--accent)}
.card .ico svg{width:24px;height:24px}
.card.pick{text-align:center;padding:30px 26px}
.card.pick .tag{display:inline-block;background:var(--green-soft);color:var(--green);font-weight:700;font-size:.75rem;padding:4px 10px;border-radius:999px;letter-spacing:.06em;text-transform:uppercase}
.card.pick .price{font-size:2rem;font-weight:800;margin:12px 0 2px}
.card.pick .per{font-size:.85rem;color:var(--muted);margin-bottom:16px}
.card.pick ul{text-align:left;padding-left:20px;margin:16px auto;max-width:300px;font-size:.95rem}

/* banner */
.banner{background:linear-gradient(120deg,#14213d,#1f3a5f 60%,#2d527f);color:#fff;border-radius:20px;padding:48px;display:grid;grid-template-columns:1.2fr .8fr;gap:32px;align-items:center}
.banner h2{color:#fff}
.banner p{color:#e9f1fd}
.banner .btn{background:#fff;color:var(--accent)!important}
.phone{width:200px;height:380px;border-radius:30px;background:#0f2b4d;border:6px solid #0b1f38;margin:0 auto;padding:30px 14px;box-shadow:0 20px 50px rgba(0,0,0,.3)}
.phone .screen{background:#fff;border-radius:14px;height:100%;padding:12px;color:var(--ink);font-size:.6rem}

/* steps */
.steps{counter-reset:s;list-style:none;padding:0;display:grid;gap:20px;grid-template-columns:repeat(auto-fit,minmax(240px,1fr))}
.steps li{counter-increment:s;position:relative;padding:26px 22px 22px 22px;background:#fff;border:1px solid var(--line);border-radius:var(--radius)}
.steps li::before{content:counter(s);display:inline-flex;width:36px;height:36px;border-radius:50%;background:var(--accent);color:#fff;font-weight:800;align-items:center;justify-content:center;margin-bottom:12px}
.steps li strong{display:block;margin-bottom:4px}

/* faq */
details{border-bottom:1px solid var(--line);padding:16px 0}
summary{cursor:pointer;font-weight:700;font-size:1.05rem;list-style:none;display:flex;justify-content:space-between;align-items:center}
summary::after{content:"+";font-size:1.4rem;color:var(--accent)}
details[open] summary::after{content:"–"}
details p{margin:10px 0 0}

/* learn cards */
.learn .card{padding:0;overflow:hidden}
.learn .art{height:150px;background:linear-gradient(135deg,var(--accent-soft),#cfe0f8);display:flex;align-items:center;justify-content:center;color:var(--accent)}
.learn .art svg{width:64px;height:64px}
.learn .body{padding:22px}

/* forms */
label{display:block;font-weight:600;margin:16px 0 6px}
input,select,textarea{width:100%;max-width:520px;padding:12px;border:1px solid #c9d0d8;border-radius:8px;font:inherit;background:#fff}
.check{display:flex;gap:10px;align-items:flex-start;font-weight:400;margin:18px 0;max-width:70ch}
.check input{width:auto;margin-top:5px}
.form-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:32px;box-shadow:var(--shadow);max-width:640px}
.order-grid{display:grid;grid-template-columns:1fr 340px;gap:40px;align-items:start}
.summary{position:sticky;top:96px}
.alert{background:#fff6e5;border:1px solid #f1dcb0;color:#6b4400;padding:14px 16px;border-radius:10px}
.hide{display:none}

/* legal */
.legal h1{font-size:2.1rem}
.legal h2{font-size:1.2rem;margin-top:2em}
.legal p,.legal li{max-width:80ch}
pre{white-space:pre-wrap;background:#fff;border:1px solid var(--line);padding:16px;border-radius:8px;font-size:.9rem}
table{border-collapse:collapse;width:100%;font-size:.95rem;margin:16px 0}
th,td{border:1px solid var(--line);padding:10px;text-align:left;vertical-align:top}
th{background:var(--bg-soft)}

/* quiz */
.quiz .q{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:26px;margin-bottom:16px}
.quiz .opts{display:grid;gap:10px;margin-top:12px}
.quiz .opts label{margin:0;padding:14px 16px;border:1px solid var(--line);border-radius:10px;font-weight:500;cursor:pointer;display:flex;gap:10px}
.quiz .opts input{width:auto}
.result{background:var(--accent-soft);border-radius:var(--radius);padding:26px}

/* footer */
.foot{background:#0f1a27;color:#c9d3df;padding:48px 0 32px;font-size:.93rem}
.foot a{color:#fff}
.foot .cols{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:32px;margin-bottom:32px}
.foot h4{color:#fff;margin:0 0 12px;font-size:.9rem;letter-spacing:.08em;text-transform:uppercase}
.foot ul{list-style:none;padding:0;margin:0}
.foot li{margin:6px 0}
.pay{display:flex;gap:8px;flex-wrap:wrap;margin:16px 0}
.pay span{border:1px solid #2b3a4d;border-radius:6px;padding:4px 10px;font-size:.78rem;font-weight:700;color:#fff}
.foot .fine{color:#8a98a8;border-top:1px solid #22314a;padding-top:20px;margin-top:8px}

@media (max-width:900px){
  .hero .wrap,.banner,.order-grid{grid-template-columns:1fr}
  .foot .cols{grid-template-columns:1fr 1fr}
  .summary{position:static}
}
@media (max-width:720px){
  nav.main a:not(.btn){display:none}
  h1{font-size:2.1rem} h2{font-size:1.5rem}
  .util{display:none}
  .banner{padding:30px}
  .card-mock{width:300px}
}
@media print{
  .util,.top,.foot,.no-print{display:none!important}
  body{background:#fff} main{padding:0}
}

/* nav dropdowns + mobile */
nav.main{display:flex;align-items:center}
.dd{position:relative;margin-left:26px}
.dd>a{margin-left:0}
.dd .menu{display:none;position:absolute;top:100%;left:0;background:#fff;border:1px solid var(--line);border-radius:10px;box-shadow:var(--shadow);min-width:230px;padding:8px 0;z-index:30}
.dd .menu a{display:block;margin:0;padding:10px 16px;font-weight:500}
.dd:hover .menu,.dd:focus-within .menu{display:block}
.burger{display:none;background:none;border:0;font-size:1.6rem;cursor:pointer;color:var(--ink)}
.mobile-nav{display:none;border-top:1px solid var(--line);background:#fff}
.mobile-nav a{display:block;padding:14px 24px;color:var(--ink);text-decoration:none;font-weight:600;border-bottom:1px solid var(--line)}
@media (max-width:860px){ nav.main{display:none} .burger{display:block} body.nav-open .mobile-nav{display:block} }
.product .form-card{padding:24px}
.product h2{font-size:1.4rem;margin-top:40px}

/* imagery */
.hero-art{min-height:380px}
.hero-img{position:absolute;right:0;top:0;width:min(100%,420px);height:380px;object-fit:cover;border-radius:24px;box-shadow:var(--shadow)}
.hero-art .card-mock{position:relative;z-index:2;margin-top:200px;margin-right:auto;margin-left:-20px}
.hero-art .badge-float{z-index:3}
.pick-img{width:120px;height:120px;border-radius:50%;object-fit:cover;margin:0 auto 14px;display:block;border:4px solid #fff;box-shadow:var(--shadow)}
.product-art{display:grid;grid-template-columns:1fr 1fr;gap:24px;align-items:center;margin:28px 0}
.product-img{width:100%;max-width:360px;aspect-ratio:1;object-fit:cover;border-radius:20px;box-shadow:var(--shadow)}
.cm-photo{width:76px;height:92px;border-radius:8px;object-fit:cover;flex:none}
@media (max-width:900px){.hero-art{min-height:auto}.hero-img{position:static;width:100%;height:260px;margin-bottom:-120px}.hero-art .card-mock{margin:0 auto}.product-art{grid-template-columns:1fr}}

/* v5 imagery */
.hero{padding:48px 0 40px}
.hero-art{min-height:520px}
.hero-img{position:absolute;right:0;top:0;width:min(100%,440px);height:520px;object-fit:cover;object-position:50% 35%;border-radius:28px;box-shadow:0 24px 60px rgba(22,32,43,.18)}
.hero-art .card-mock{margin-top:300px;margin-left:-40px;transform:rotate(-4deg)}
.cm-band{font-size:.58rem;font-weight:800;letter-spacing:.06em;color:#fff;background:#c8102e;padding:3px 8px;border-radius:4px}
.cm-band.esa{background:#b7791f}
.learn img.art{width:100%;height:170px;object-fit:cover;display:block}
.about-hero{display:grid;grid-template-columns:1.2fr .8fr;gap:40px;align-items:center}
.about-img{width:100%;max-width:360px;aspect-ratio:4/5;object-fit:cover;border-radius:24px;box-shadow:var(--shadow);justify-self:end}
@media (max-width:900px){.hero-art{min-height:auto}.hero-img{position:static;width:100%;height:320px;margin-bottom:-140px}.hero-art .card-mock{margin:0 auto;transform:rotate(-2deg)}.about-hero{grid-template-columns:1fr}.about-img{justify-self:start}}
.product-art{margin:20px 0 8px}
.product-art .hero-art{min-height:auto}
.product-art .card-mock{margin:0 0 0 -60px;transform:rotate(-3deg)}
@media (max-width:900px){.product-art .card-mock{margin:-80px auto 0}}